Car Insurance: Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft of your car.
Whatever the reason, when you get an online insurance quote, you can tailor and purchase a car insurance policy instantly, and even print out your proof of insurance card.
Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy.
Auto insurance provides coverage for:
Basic personal auto insurance is mandated by most U.S. states, and laws vary. Auto insurance coverages are priced individually (a la carte) to let you customize coverage amounts to suit your exact needs and budget.
Policies are generally issued for six-month or one-year timeframes and are renewable. The insurance company sends a notice when it’s time to renew the policy and pay your premium.
Your auto policy will cover you and other family members on your policy, whether driving your car or someone else’s car (with their permission). Your policy also provides coverage if someone who is not on your policy is driving your car with your consent.
Your personal auto policy only covers personal driving, whether you’re commuting to work, running errands or taking a trip. It will not provide coverage if you use your car for commercial purposes—for instance, if you deliver pizzas.
Personal auto insurance will also not provide coverage if you use your car to provide transportation to others through a ride-sharing service such as Uber or Lyft. Some auto insurers, however, are now offering supplemental insurance products (at additional cost) that extend coverage for vehicle owners providing ride-sharing services.
Auto insurance requirements vary from state to state. If you’re financing a car, your lender may also have its own requirements. Nearly every state requires car owners to carry:
In addition, many states require that you carry:
Even if PIP and uninsured motorist coverage are optional in your state, consider adding them to your policy for greater financial protection.
Collision and comprehensive insurance coverage only cover the market value of your car, not what you paid for itand new cars depreciate quickly.
If your car is totalled or stolen, there may be a “gap” between what you owe on the vehicle and your insurance coverage. To cover this, you may want to look into purchasing gap insurance to pay the difference. Note that for leased vehicles, gap coverage is usually rolled into your lease payments.
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To speed up purchasing instant auto insurance online, have this basic information ready for each driver on your policy:
If you own a collectible car, you can also use the above information to get classic car insurance. Find out if you qualify today.
Nationwide’s auto insurance quote tool is your fastest path to a quick car insurance quote. Enter your ZIP Code and click Get a Quote. Then answer some questions about yourself, the car you want to insure and the people who will be driving the vehicle.
You can also get fast car insurance quotes by calling 1-877-669-6877. And if you prefer working with a local agent, use our agent locator to find an agent near you.
Once you have your car insurance quote, you may want to shop around to see who has the best options available for what kind of coverage or policy you need. When comparing, you’ll want to keep in mind:
As you get your instant auto insurance quote, Nationwide will help identify discounts on car insurance that might apply to your policy to and save you money by lowering your premium in a big way.
With Nationwide, you have a number of car insurance coverage options to choose from that can help fit your needs. Common coverage options include:
Find out more about Nationwide’s auto insurance coverage options.
Liability insurance is considered the most basic, minimum auto insurance you can buy – and it’s required in most states. Essentially, if you want to get behind the wheel, you need to have it.
If you’re thinking about requesting a quote for just liability auto insurance, make sure you know what the quoted policies do and do not cover. The most basic policy may keep you legal, but fall short of the coverage you need if you’re in a serious accident or your car is damaged in some other way. For a slightly higher price, you may avoid big expenses down the road.
Our most popular, affordable upgrades include:
When you receive your instant car insurance quote from Nationwide, you will get several options to choose from, making it easy to select a policy that’s right for you and your budget. You can also change coverages to create a more personalized policy.
Once you’ve picked a policy, simply choose a payment option to complete the transaction. After that, you can download your proof of insurance card and print it out.
For more visit: https://www.nationwide.com OR https://www.iii.org
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